Simple Tools to Help You Plan Your Finances!
Most people don’t have these basics in place. Do you?
We Want to Hear From You!
Hey, you. Yes, you — the one reading this line. Your voice matters more than you know.
We’re building this for you, and we want to make it even better with you.
Tell us what’s working. What’s missing? What would make your money journey easier, faster, and richer — literally and figuratively? Fill out the form here.
Let’s Be Real for a Second…
The world has made everything look easier — with apps for this, options for that, and automations that promise to "do it all."
But when it comes to money? Whew. It’s still confusing. Noisy. Overwhelming.
So today, let’s strip away the fluff and get back to basics.
We’re talking three simple tools to help you take charge of your finances — built around the core pillars of personal finance: Saving. Investing. Risk Management.
1. Saving — The Power of a Separate Account
Here’s the truth: if your savings live in the same account as your spending money, they’re not really savings.
Create a dedicated savings account — one that’s separate, intentional, and (here’s the key) a little hard to touch.
This one small shift changes everything. It helps you treat saving like a priority, not an afterthought.
Out of sight = still in your life, but safe from impulse buys.
2. Investing — Two Tools & One Big Advantage
You need just two things to start:
An investment app (most brokers offer one) Watch out for our newsletter reviewing different options for different jurisdictions.
An investment tracker (Excel or Google Sheets works great)
Here’s why: Most apps only show what you’ve invested with them.
But what about your real estate? That startup you co-funded? Your company shares?
That’s where an Excel-based tracker shines. Search for “investment tracker” templates online — super easy to set up, and it gives you a full picture of your net worth.
And if you’re serious about investing, don’t do it alone.
Join a smart, supportive community like The Money Wit Club.
Accountability. Insight. Collective wins.
Because let’s face it — wealth-building is better when you don’t have to figure it all out solo.
3. Risk Management — Protect What You’re Building
This is the part most people delay, but it matters a lot.
Start with:
Insurance — Do you know what you’re covered for? Health, car, home? Know your policies. Know your limits. Many insurers now have apps, so use them.
Estate Planning — No, it’s not just for the ultra-wealthy. It starts with simply documenting your financial assets.
That same Excel sheet we mentioned earlier? You can repurpose it as a starting point for a will or trust document. Future-you (and your loved ones) will thank you. Again, we'll point you to how to get started in the Money Wit club! 🥳
The Wrap-Up:
✔️ Open a dedicated savings account
✔️ Set up a simple investment tracker
✔️ Know your insurance coverage and start your estate plan
It might sound basic — but honestly? Most people haven’t done these three things.
Don’t be most people.
You’ve got this. 🙌
🎯Beat The Odds — This Saturday
Still wondering where your money disappears to every month — even though you earn well?
Beat The Odds is your chance to stop wondering and start winning.
It’s a practical, no-fluff session for mid-to-senior level professionals who are ready to get serious about their finances.
Happening this Saturday, and a few seats are still available.
Grab yours now — they’ll be gone soon
📘 Book of the Month: Secrets of the Millionaire Mind!
This week’s mic-drop quote:
“If you are not fully, totally and truly committed to creating wealth, chances are you won’t.”
Oof. That one lands, doesn’t it?
If you’ve been hesitating to pick up this read — this is your nudge.
It’s not too late to catch up and shift your money mindset for good
💬 Which book do you think we’re diving into next month?
Reply to this email with your guess — you just might get a surprise gift 😉
Personal finance webinar
Earlier today, Oler spoke at the Youth of Enterprise’s monthly masterclass on Personal Finance and Wealth Building for Young Professionals. One major takeaway? Build wealth like a skyscraper, not a bungalow.
Oler shared how you can grow your finances steadily and strategically, just like constructing a tall, strong building.
Another one? You are responsible for your financial outcomes. Make intentional decisions. 👏🏻
Inside The Club
Positioning Yourself in the Global Economy as an Investor — Webinar Highlights with Ugodre Obi-Chukwu
We recently hosted an insightful fireside chat with Ugodre Obi-Chukwu from Nairametrics on "Positioning Yourself in the Global Economy as an Investor."
We discussed:
Balancing local vs international investments
Identifying key global trends like de-dollarization
How to leverage real estate and tech investments
Verifying investment opportunities and avoiding scams
Want access to all these insights? Click here to join the waitlist for the community.
We’re opening up The Money Wit Club for three days next week!
This is your chance to get exclusive access to webinars, resources, and a community of like-minded individuals interested in building wealth, diversifying your investment portfolio and staying ahead in today’s economy.
What’s happening inside the club?
<We have a new YouTube video on our channel that breaks down five common investment mistakes to avoid! Watch, learn, and share with a friend.
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We host weekly money discussions live on our YT channel… visit our channel
Want to advertise with us? Email business@oleroladele.com
At the Money Wit Club, we provide you with opportunities to invest in high-value companies with the potential to help you yield the highest returns on your investments. Watch full interview here.
Join the waitlist for the Money Wit Club today.
Until next week,
Oler.